HOW WE HELP

Everything starts with you.  We get to know you, and find out what your dreams, hopes and aspirations are.  Once we know that, then we get to work.

We navigate through all the paperwork, creating the right strategy for your needs.  And amongst that strategy are many different ways that we help grow your wealth and protect your future.

This is our model below, and as you can see, there are a number of steps we go through together. This formula is what we do, and we know it works as it has taken us years to build. Our clients will be happy to tell you all about it.

We see it as our role to ensure you enjoy the fun stuff whilst we support you around the hard stuff. It is that sort of team work that can and has changed lives, perspectives and created wonderful opportunities for our clients – and so it can with you as well.

Just click through and discover the journey and have some fun with it

WHAT WE DO

Hover on icons to find out more


R U Ready
Like anything in life, you have to be ready and wanting to make a change. As your personal financial coach, we can help you get ready and will be right by your side every step of the way. But it all starts with you. R U Ready?

When it comes to personal finances there is often the thought of ‘I don’t know where to start’ or ‘I have no idea what I’m doing’. You’re not alone. We are all about explaining the How and Why to educate you and give your confidence a big boost.
No Confidence

One of the most common de-motivators for people is they feel STUCK. Not sure which way to go. The key is to set the direction you want to go and start moving. One step at a time
Stuck

It can be a little daunting to lay your state of affairs out on the table, but we don’t bite. We promise! In fact it can be really liberating taking that first step.
Fear

How can I be so highly organised in my career yet so disorganised in my life matters? Well it’s okay. That’s what we’re here for. We specialise in organising lives and we love a good challenge!
Disorganised

Sometimes people may not be aware that they are spending more than is coming in the door.
Spend too much

Wasn’t email supposed to give us more time in our day? Not sure what went wrong there, but we’re pretty sure you don’t have time to add anything else to your list? So allow more time for the fun stuff and outsource the numbers and finance stuff.
Time-poor

If you have ever had to study and decide that it is a good time to clean all the windows in the house, or clean the car. Some boring tasks are more palatable than others. If you would prefer to wash the car than sort your finances out – then you need to distract us.
Distracted

No need to panic. It is never too late to get in control and set a plan.
Panic


Aspire
It’s personally unique to every individual. An aspiration can be something tiny and achievable or it can be momentous. It is what you want. Big or small – let us help you make it happen.

Do you want to feel re-assured, and have confidence in your stride? Want to kick the sleepless nights to the side, and feel confident and in control. Don’t lose sleep over your finances. Let us help you achieve that confidence so many people desire.
Want confidence

This is a great state to be in. If you want to go forward and make decisions, and make changes, then the rest is the easy part.
Want to progress

Security is fundamental to us as human beings. And to be secure around money and future is no less important than wanting to be physically secure from danger.
Be secure

We all aspire to ‘Be Better’. Whether it’s in business, career, sport, physical being, socially or financially. It makes us who we are.
Be better

Steering yourself towards control puts you in the driver’s seat. You can take action, and all you need is a road map. You are the driver. Think of us as the GPS, and the 2 together keeps you on track.
Want control

Working too hard? Not enough time to spend doing what you love? Life’s too short. If you want it, you can have it.
More Balance

Sometimes 2 sets of eyes work better than one. You have enough to focus on. So, why not have a second pair of eyes that allow you to focus on your day to day.
Focus

People often say to us that day to day life is just crazy. It is possible to be calm and collected over where you are headed and how your money is growing. We don’t get mixed up in the crazy.
Calm & collected


Life on 1 page
If you have never done this, then you are in for a treat. Everything that is involved around money all concisely displayed, to tell a real story. It doesn’t matter how complex you consider your finances to be – we can gift you this one pager. It will be your story on a page.

You see a doctor if you’re sick. You see a dentist for a toothache. So why not lean on someone to help you set your plans and goals for the future. We are always upskilling ourselves and striving to be the best at what we do.
Engage Know How

Definition of guidance = “advice or information aimed at resolving a problem or difficulty, or providing a solution, especially as given by someone in authority”. It is good to accept that others are an authority. It can be liberating. Why not try us out.
Accept Guidance

Some find it easier than others, though it’s kind of important.  And an interesting exercise for those “control-freaks” out there.  To have control over your finances, you do need to follow some instructions. But we help with that
Follow instructions

Without doubt the biggest hurdle to overcome. Once it is done, the sense of relief is overpowering. The rest is easy.
Move documents out of the shoebox

Three most important parts to a growth plan 1) Have enough for fun stuff 2) Have a backup plan and 3) Keep your eye on the prize.
Dashboard of life


The Toolkit
We have a toolkit that is complete, deep and expansive.

Understand it, how can it work for you, how to save it, how to grow it, what forms does it come in? We help you understand all forms of money and work out what is the best combination to enable you to achieve your dreams.
Money Money Money

It might be holding you back from achieving your goals. It can be a bottleneck that stops the flow of wealth. However, sometimes debt can fuel growth. We know what levels are right for individual circumstances, and what debts need some busting. We can help you determine the difference between good and bad debt and start Debt-Busting together.
Bust some debt

Prevention is the best form of cure. We make sure our clients don’t get caught with surprises. What if you lost your income, had an accident or became ill. We keep your back up plan at the ready, and make sure you are protected against surprises.
Insure the unknown

A big concern for many, is cashflow. And it’s also a really important element of any financial plan. Ensure that you have enough to live off, and to enjoy a good life, whilst putting excess cash to good use.
Ensure enough cash

Not that we like to talk about it, but what happens when you are gone? It is devastating enough for family and friends. Financial concerns added to that devastation, it’s something no loved one should ever have to endure.
Will you leave your affairs in order

What if you could get your money working smarter for you whilst reducing your tax bill? It’s one of our specialties to work on 2 forces at the same time – let us help you grow your wealth & assets AND minimise your tax.
Minimise your tax

Whether it is a First home, a First Investment, or another Investment property that you want – planning and structure will get you there. Our job is to make owning, renovating and growing your wealth with property easy. We can help every step of the way, from financing, to purchasing the right property, to managing your returns, through to securing your long term property dreams.
Location Location Location

By implementing smart strategies and making every dollar work hard for you, then your dreams are really only limited by imagination. Many of our clients are excited to see their plans come to fruition – and then watch everything continue to accumulate. This is when they start upsizing their dreams again, and again. The future is bright.
Super-size your dream


Finding Freedom
Most people want to have the choice in life to decide what they do, when they do it, and for how long they continue their careers. The key is to plan early and have a solid roadmap toward finding freedom.

Like planning anything in life, consistency in following a direction and steering the course is important. That’s what we are here for. We have regular reviews with all our clients, to ensure that the plan is continuing, and if there are any hiccups along the way, we work through them sooner rather than discovering them later.
Continue the plan

It’s the most important part of planning your future. Get to the goals. Solidify them as a destiny. Work towards them. Get excited when you reach them. Celebrations are important.
Reach Goals

If you can’t track where you have come from, or where you are going, it is easy to get distracted and take the wrong course. We implement tracking and measurements at every point along the way – to keep you on course.
Tracking

Feeling relieved already? To be organised is to feel empowered. Now that we have established everything at your fingertips, you can sit back and have an organised life.
Organised life

If you had a choice to feel Responsible or to feel Reckless, which would you choose when it comes to your financial matters? What does control feel like?
Controlling your destiny

You have done a great job, stuck to the plan, and you are reaching your goals stage by stage. Rewards are important, and we want our clients to have fun and enjoy life. Happy, Healthy and Wealthy. We ensure that part of the plan is the ability to buy the fun things (guilt-free) AND have the time to enjoy them as well. What is your fun stuff?
Shoes and Toys and time to enjoy them


What else
Nothing stands still, and life changes. When you have confidence and control on where you are headed….what else do you want to do or strive for?

It is a fast moving world, and seems to get faster year on year. Evolution of you as a person and your life dreams is inevitable. Plans need to change and adapt and deliver at each stage of your financial development.
Everything evolves

Bigger to smaller or smaller to larger – families change and lifecycle stages move along. How will this affect your planning for your future or current finances? We are here to help you adjust and adapt to new circumstances.
Family changes

The only constant in life is Change. So, if your job or business changed tomorrow, our team activates and reviews to keep you on track.
Job/Business changes

Keeping you up to date with legislative changes which may affect your planning from either a positive or negative affect, is our job.
Law/Govt changes

This is where planning really pays off. At different ages, your priorities will be different. Though no matter what age, a solid strategy travels alongside you and is flexible to deliver your goals.
Age

Don’t sit still – there are more goals out there to achieve. Let us help inspire you to reach for the next dream.
Upgrade your dreams

Here are some videos which may help your understanding of different products and services.

What is Life Insurance ?

What is Total and Permanent Disability Insurance

TPD

Income Protection

Understanding Superannuation better

Getting the most out of Superannuation

Insurance and Stages of Life

Which is the right Home Loan?#

Savings and Investments

Women and Wealth

What is Debt recycling?#

SMSF limited recourse loan#

Manage your debts#

DIY SMSF

Consolidating your super